When I had my first job, not counting delivering newspapers, I worked as a page in the main Baltimore library. I must have gotten paid then but I don't remember having a bank account. My greatgrandson has his first job and is now putting money into his bank account.
I can't remember much about my initial banking experience but I do remember that an account with a saving book or a checkbook or both was a big deal. It was also about the whole deal. Going with him to the bank made me think about automatic deposit, keeping track of my money on a spreadsheet, having the bank pay bills for me, both on a regular basis and on a pay as needed basis. I do things online but online with a computer is so last century. I don't use their app on my iPad and I don't scan checks and send an electronic image to the bank. I don't actually use cash very much since I pay by credit card and pay the card bill regularly.
Of course, the life of a 77 year old man is different from that of a 17 year old but citizen banking is quite different now, too.